Monday - Friday9AM - 5PM
Saturday10AM - 1PM
Location709 B West Rusk Street Suite 826 Rockwall, Texas 75087
Call Us469-500-5906
Serving Houston, South, East and West Texas.
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Restore Your Credit With
The Mortgage Credit Experts

Your Good Credit Makes a Home Possible
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Restore Your Credit With
The Mortgage Credit Experts

Your Good Credit Makes a Home Possible
STEP ONE

Free Consultation

We'll give you a free professional consultation and credit analysis to see if you are a good fit for our credit improvement program.
STEP TWO

Enroll

We have a wide assortment of credit-building tools that add positive credit, while we are taking care of negative and erroneous items on your credit report.
STEP THREE

See Results

Log in to your personal dashboard that is emailed to you where you can see real-time progress and results every step of the way. Click here to see our Testimonials from clients
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report.
Collection accounts have a significant negative impact on your credit scores. Do not pay on active reporting collections, this will decrease your score. Handling Collections is about Strategy!
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months.
These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
And More!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report.
Collection accounts have a significant negative impact on your credit scores. Do not pay on active reporting collections, this will decrease your score. Handling Collections is about Strategy!
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months.
These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
And More!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

90 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

90 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.
SAVE WITH OUR PRICING PACKAGES

Credit Restoration
Made Affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$149/m
$249 Enrollment
Month-To-Month
  • Analysis
  • In-Depth Credit Audit of Credit Report
  • Personal Information Clean-up
  • Aggressive unlimited challenges to Credit Bureaus
  • Creditors and Debt Collectors
  • Repossession Challenges if applicable
  • Student Loan Consolidation and Rehab
  • Late Payment and Inquiry Deletion
  • Best In-Class Phone / Email / Text Support
  • Status Tracking Portal
  • Client Portal
  • Input negative items into the system
  • First round of challenges
  • Consultations
  • Next challenges
$249/m
$349 Enrollment For Both
Couple's Month-To-Month
  • Analysis
  • In-Depth Credit Audit of Credit Report
  • Personal Information Clean-up
  • Aggressive unlimited challenges to Credit Bureaus
  • Creditors and Debt Collectors
  • Repossession Challenges if applicable
  • Student Loan Consolidation and Rehab
  • Late Payment and Inquiry Deletion
  • Best In-Class Phone / Email / Text Support
  • Status Tracking Portal
  • Client Portal
  • Input negative items into the system
  • First round of challenges
  • Consultations
  • Next challenges
IMPROVE YOUR CREDIT SCORE

Searching for a First-Class Credit Restoration Company?

Frequently Asked
Questions

Is Credit Restoration legal?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

90 Day Money Back Guarantee if no score improvement.  The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.

How long will it take to raise my score?

Raising your credit scores doesn’t happen overnight. It is a process that can last up to 6 months depending on how many negative items to dispute.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report. Each client has unique challenges. We plan a strategy that is detailed personally for you.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

MORTGAGE CREDIT PROOur Mission
Service beyond expectation with results you seek.
OUR LOCATIONSWhere to find us?
709 B West Rusk Street Suite 826 Rockwall, Texas 75087
GET IN TOUCHMortgage Credit Pro Social links
A HIGH CREDIT SCOREOur Mission
Service beyond expectation with results you seek.
OUR LOCATIONSWhere to find us?
709 B West Rusk Street Suite 826 Rockwall, Texas 75087
GET IN TOUCHMortgage Credit Pro Social links
Follow us for credit tips and customer service.

All Rights Reserved. Mortgage Credit Pro.

Website proudly built and hosted by JDiazBusiness.

All Rights Reserved. Mortgage Credit Pro.

Website proudly built and hosted by JDiazBusiness.