GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT
RESTORE YOUR CREDIT
Mortgage
Mortgage
Credit Experts
Your Good Credit Makes a Home Possible
STEPS
HOW WE DO IT
STEP ONE
Free Consultation
We’ll give you a free professional consultation and credit analysis to see if you are a good fit for our credit improvement program.
STEP TWO
ENROLL
We have a wide assortment of credit-building tools that add positive credit, while we are taking care of negative and erroneous items on your credit report.
STEP THREE
See Results
Log in to your personal dashboard that is emailed to you where you can see real-time progress and results every step of the way. Click here to see our Testimonials from clients
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
90 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.
HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report.
Collection accounts have a significant negative impact on your credit scores. Do not pay on active reporting collections, this will decrease your score. Handling Collections is about Strategy!
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
CHARGE OFFS
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months.
These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
HARD INQUIRIES
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
AND MORE!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
Testimonials
SAVE WITH OUR PRICING PACKAGES
Credit Restoration
Made Affordable
Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
For One Person
Includes Monthly Credit Monitoring
$
199
MonthlyNO ENROLLMENT FEE
-
Analysis
-
In-Depth Credit Audit of Credit Report
-
Personal Information Clean-up
-
Aggressive unlimited challenges to Credit Bureaus
-
Creditors and Debt Collectors
-
Repossession Challenges if applicable
-
Student Loan Consolidation and Rehab
-
Late Payment and Inquiry Deletion
-
Best In-Class Phone / Email / Text Support
-
Status Tracking Portal
-
Client Portal
-
Input negative items into the system
-
First round of challenges
-
Consultations
-
Next challenges
Popular
For 2 People
Includes Monthly Credit Monitoring
$
299
Monthlyincludes both people!
-
Analysis
-
In-Depth Credit Audit of Credit Report
-
Personal Information Clean-up
-
Aggressive unlimited challenges to Credit Bureaus
-
Creditors and Debt Collectors
-
Repossession Challenges if applicable
-
Student Loan Consolidation and Rehab
-
Late Payment and Inquiry Deletion
-
Best In-Class Phone / Email / Text Support
-
Status Tracking Portal
-
Client Portal
-
Input negative items into the system
-
First round of challenges
-
Consultations
-
Next challenges
RECENT BLOG
Credit Utilization is 30% of your FICO score Add up to 165 points optimizing Amount Owed correctly
Credit Utilization is 30% of the FICO credit score that all mortgage lenders and banks use to determine credit approval for a mortgage. When used
Boost YOUR credit score 40 to 110 points in 30 days by adding positive credit to your credit report
Boost YOUR credit score by 40 to 110 points in 30 days by adding positive credit to your credit report. This will help you improve
Credit Facts
What is a Credit Score? A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores
Basics Of The Credit Score Breakdown
Many people are aware of the important role the credit rating plays in their lives. However, understanding what actually goes into a credit score (the
Bad Credit? Start Fixing It With These Tips
Raise your hand if you were one of the millions of people who promised yourself you’d only use your credit cards for an emergency. Everyone
